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The Best PEOs of 2021

By Skye Schooley,
Business News Daily Writer
|
Nov 24, 2020

Here are the best professional employer organizations (PEOs), which allow small businesses to lease employees and outsource administrative jobs.
Best for Startups
Key features: Cloud-based PEO platform and mobile app, personally tailored services, access to a team of experts
Accreditation: ESAC, IRS and BBB
Best for Tailored Industries
Key features: Industry-specific expert support teams, per-employee pricing, short-term contracts, scalable PEO plans
Accreditation: ESAC and IRS
Featured Sponsor
Key features: Easy-to-use platform, access to top benefits, 24/7 customer support
Best Customer Service
Key features: Full-service customer support, nationwide PEO coverage, no long-term contract requirement
Accreditation: ESAC, IRS and BBB
Best for Small Businesses
Key features: Over 5,000 online training resources, tailored service options, flexible contract, per-employee pricing
Accreditation: ESAC, IRS and BBB
Here are the best professional employer organizations (PEOs), which allow small businesses to lease employees and outsource administrative jobs.
Updated 11/24/20

TriNet has introduced a new, more secure mobile app update bolstered with multi-factor authentication and with enhanced features for employees relating to open enrollment and submitting FSA claims.

Update: We've updated this page to include answers to frequently asked PEO questions.

A professional employer organization (PEO) is a human resources solution for many small and midsize businesses that don't have an internal human resources staff or employees. A PEO takes the place of an internal human resources department by handling your HR, payroll and employee benefits. When selecting a PEO for your business, there are several factors to consider. Additionally, many PEOs require that your business have a certain minimum number of employees. This minimum can range from five to 10 employees. We spent several weeks researching nearly 60 PEOs, analyzing and comparing features, and testing their customer support to determine the best PEOs for small businesses.

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Our Reviews

Oasis Outsourcing: Best for Startups

Oasis, a Paychex company, is an ideal PEO solution for startups that have at least five worksite employees. Oasis is available in all 50 states and offers customized plans with customized pricing. Oasis requires a one-year contract. It is a completely scalable platform that has the ability to grow with your business. You can add and remove services as needed, which is great for small startups that may have unpredictable employee growth. Clients of Oasis receive help with human resource administration, payroll administration, employee benefits, health insurance and risk management. Businesses that partner with Oasis receive dedicated customer support. You're assigned a payroll account manager and human resource generalist. Having a payroll and human resources expert who can answer your HR questions is ideal for startups that are navigating the world of business. Oasis is an ESAC-, IRS- and BBB-accredited PEO, so you can rest assured that you are partnering with a trustworthy company. These accreditations are given to PEOs that have undergone strict scrutiny of their finances and have demonstrated they comply with federal, state and local employment tax laws and best practices.
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TriNet: Best for Businesses in Tailored Industries

TriNet is the best option for businesses in tailored, or specialized industries. TriNet offers a range of services, like workers' compensation, payroll, human resources support, employee benefits, retirement plans and 401(k) options, employee onboarding, and additional benefit programs like commuter benefits. PEO plans are flexible and scalable, with per-employee pricing. Every PEO plan comes with access to TriNet's intuitive online platform and mobile apps.

TriNet has partnered with several thousand companies, but its support remains highly personalized. It's one of the few companies that provides industry-specific customer service teams. Many PEOs we evaluated provide a team of experts to answer your questions and facilitate services – TriNet not only offers these experts but also segments them into different industries. (Industries include manufacturing, legal, finance, retail and wholesale, and consulting services.) This specialization means you'll get advice from an expert who is not only knowledgeable in the general service area (such as HR, payroll, benefits or compliance), but who also has expertise in your specific industry. TriNet is accredited by ESAC and the IRS, and has an A+ rating with the BBB.

November 2020: TriNet released a new version of its mobile app, which offers employees more advanced features such as managing and renewing benefits, accessing real-time information on their paycheck history, and submitting time-off requests and flexible spending account claims. In addition, the app is now more secure with the addition of a multi-factor authentication login requirement.

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Justworks: Featured Sponsor

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A fast-growing HR company, Justworks is a comprehensive PEO provider that gives small and midsize businesses access to corporate-level benefits, automated payroll services, compliance support resources, and HR tools in one easy-to-use platform. Among the top-level benefits Justworks' customers have access to at affordable rates are medical, dental and vision insurance, as well as employee retirement plans. Justworks also handles all of your payroll responsibilities, including running payroll each pay period and calculating, withholding, and making all of your payroll taxes. Entrepreneurs and their team can reach expert customer service members 24/7 via phone, email, chat, Slack or SMS. Access to HR experts who can provide guidance specific advice for your business needs is also available.
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ADP TotalSource: Best Customer Service

ADP TotalSource can help your small business with risk management, benefits administration, payroll and HR outsourcing. To qualify for ADP TotalSource, you need a minimum of five employees. Two standout features of this company are its payroll offering, which is employee self-service, and its HR support. It can also securely handle company data and help you plan several aspects of your business. ADP offers exceptional customer support. In our interactions with ADP TotalSource, the company went above and beyond our expectations in all areas. ADP's reputation and customer service are impressive. Its features and PEO services are also top-notch. It's a flexible service that can work with businesses of any size, and it provides one of the most robust PEO services of any company we reviewed. TotalSource is accredited by ESAC, the IRS and BBB, putting it among the top players in the PEO industry.
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Insperity: Best for Small Businesses

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Insperity provides small businesses that have at least five employees with flexible coverage and comprehensive service options. Businesses that partner with Insperity have access to more than 5,000 training resources, as well as payroll processing, benefits administration, HR solutions and risk management. It has extensive services for human resources, workers' compensation, employee onboarding, government compliance and workforce optimization. Insperity provides small businesses and employees with reliable services. Additionally, it can help you analyze and overhaul various business processes to make your company more efficient. Insperity provides one of the most robust service selections of any PEO we reviewed without sacrificing personalized support. Insperity offers a dedicated support team, including an HR manager, client liaison, HR specialist, payroll specialist, performance specialist, benefits specialist, recruiting specialist and a safety consultant. Since Insperity is an ESAC-, IRS- and BBB-accredited PEO, you can feel a sense of reassurance that you are partnering with a reputable PEO.
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What Is a Professional Employer Organization?

A PEO operates through a co-employment model, which means your employees are on the PEO's books, but they are still under your management. 

Most PEOs can manage HR functions like payroll, HR administration, employee benefits, risk and compliance, workers' compensation, and employee training and development. When choosing a PEO, make sure it can perform all of the HR functions you need and can scale with your business. 

It is important to find a trustworthy and certified PEO since it will be deeply integrated with your company. There are certain certifications and accreditations that PEOs can achieve to demonstrate they abide by best practices, meet strict financial guidelines, and comply with employment laws and regulations. The Employer Services Assurance Corporation (ESAC), the Internal Revenue Service (IRS) and the Better Business Bureau (BBB) all have accrediting programs for qualifying PEOs. 

How Much Does a PEO Service Cost?

PEOs typically charge for their services based on one of two ways: on a per-employee basis (the average cost ranges from $40 to $160 per month) or based on a percentage of your payroll. (In our research, the average ranged from 3% to 12% of total payroll per month). 

The best type of pricing structure for your company depends on several factors, such as the number of employees you have, whether you employ part-time or full-time employees, employee salary levels and expected company growth. PEOs rarely give you the option of choosing your pricing structure. Before you embark on finding a PEO for your company, weigh the pros and cons of each structure and how the costs may change as your business scales. It is also useful to run the numbers. Calculate what may be more cost-effective for your business. Is a PEO that you pay for per employee more financially manageable than a percentage of your payroll, or will you save more by paying a percentage of total payroll? 

Most PEOs bundle their features into their per-employee or monthly rate, but several offer the option to customize the services your business receives. In some cases, you can choose which services you want to include, such as HR documentation or onboarding, and it won't increase your costs. In other cases, like with certain add-ons, such as payroll or workers' compensation, for instance, you'll pay for these additional services on top of your usual PEO fees. 

Another caveat small business owners should be aware of is that some PEOs require a one-year contract, but most give you the option to cancel with 30 days' notice.

Benefits of Using a PEO Service

PEOs provide several advantages for both small business employers and their employees. One significant benefit is that small businesses can offer affordable health insurance benefits to their employees that they otherwise might not have access to. This is because PEOs technically employ thousands of employees and can receive discounted rates. Similarly, PEOs offer other employee benefits like disability and life insurance plans, retirement plans, transportation reimbursement, and other fringe benefits your employees may want. Offering your employees competitive benefits makes you more desirable as a company, which helps you attract and retain top talent. 

An additional appealing quality of PEOs is that they offer reputable administrative services, which is beneficial for small business owners that don't want to be bogged down with paperwork. Since PEOs are experienced in managing human resource functions and administrative tasks, you have more time to focus on other aspects of running your business and can rest assured that your employees are being taken care of. PEOs also help you comply with current payroll tax regulations, they provide unemployment insurance and workers' compensation coverage, and they offer workplace training. 

To learn more about PEO benefits and how to choose the right one for your business, read our PEO buying guide

How a PEO Can Help Your Business as It Grows

Many small businesses find it helpful to partner with a PEO that can handle the critical HR functions that are essential to hiring and keeping employees. This convenience only becomes more magnified as your business grows. 

As your business expands and you need to hire more workers, it becomes critical to offer benefits, like healthcare, that are harder to find. Offering quality benefits helps you attract and retain competent, hard-working staff. For business owners, PEOs relieve the stress and burden that comes with the legal paperwork of hiring and onboarding new employees. PEOs also help your business comply with federal and state regulations. 

Below is more about the various features that the best PEOs offer that help small business owners as their companies – and staff – grow. 

HR Administration

The primary function of a PEO is to take care of human resource functions so that business owners don't have to. PEOs can provide as much or as little HR assistance as you need. They can manage HR tasks like employee handbook and policy creation, employee onboarding and termination, unemployment assistance, compliance reporting and more. Their features are typically accessible through intuitive online platforms and mobile-friendly applications. These platforms make it easy to access all of your HR features in one place.

Payroll Processing

One major function that most PEOs perform is payroll processing. Since your employees are on the PEO's books, they track employee time and attendance, and help prepare and issue employee paychecks. The PEO tracks hours worked, paid time off, sick time and vacation days. Additionally, PEOs can process employee liens and garnishments, if needed. Many PEOs manage and report on quarterly and year-end state and federal deposits and filings. Having a PEO take care of your payroll can ultimately save you time and money. Reputable PEOs pay employees accurately and on time, which can improve your company culture.

Risk and Compliance

PEOs are often well versed in the laws and regulations that your company has to abide by, and they can help you manage risk and compliance functions for your business. This can be especially beneficial if you operate in multiple states or regions. PEOs can help manage compliance with the Affordable Care Act, the Health Insurance and Portability and Accountability Act, and the Occupational Safety and Health Administration. In some cases, they can conduct employee accident investigations and perform onsite safety inspections and job hazard analyses.

Employee Benefits

Since PEOs employ a large number of employees, they have access to affordable, desirable employee benefits. These benefits can include medical, dental insurance, vision and life insurance. Some even offer additional plans like health savings accounts, flexible spending accounts and heath reimbursement arrangements. They often provide long- and short-term disability, an employee assistance program, and retirement plan options like 401(k). Many PEOs offer a choice of additional benefits like commuter benefits and parking discounts, to name a few.

Workplace Training and Employee Development

Most PEOs offer standard workplace training on topics like sexual harassment and discrimination. However, many PEOs offer additional onsite and virtual training on topics like leadership, communication, workplace technology, recruitment, disciplinary actions and social media. Some even offer industry-specific training. Having access to employee training and development materials is a great way to encourage employee growth and skill advancement. PEOs that offer training and development typically have an online platform to track and report employee course results. 

 

Community Expert Insight

To better understand what PEO features are crucial for small businesses, we reached out to several small business owners. 

When Max Prokell, founder and CEO of Venta, was choosing a PEO for his marketing team of 15 employees, he looked for one that provided a seamless user experience and dedicated HR support. 

"The first sign of a great PEO comes down to their technology and the implementation of a great user experience," said Prokell. "Any PEO could have the most advanced platform on the market, but if my employees hate the interface, then the technology loses its value. We selected [TriNet] because I knew that my employees would appreciate their technology and a mobile-first approach to HR services."

Aaron Bailey, general manager at DZone and previous chief operating officer of business.com, placed a high importance on user experience and customer support. When he had to choose a PEO for his team of 80 employees, he chose Insperity. 

"[Insperity's] user experience was better than its competitors, the training and development options were very good, and their mobile app was very easy to use and had frequent improvements to it," said Bailey.

Since every small business is unique, it is important to choose a PEO that can customize its HR features to fit your unique needs. Some PEOs specialize in different industries, business size, etc., which can be especially beneficial for those who don't want a standard one-size-fits-all PEO approach.  

Anh Trinh, founder and CEO of the two-year-old media startup, GeekWithLaptop, said he selected Oasis for his team of eight employees because it is a reliable PEO that specializes in small businesses and startups. Trinh's parting advice to his fellow small business owners is you first identify the PEO features your small business needs and then choose a PEO that specializes in those areas.

Professional Employer Organization FAQs

What type of businesses need a PEO?

If you need help with any HR functions, a PEO could be a great option for your business. Essentially any small business in nearly any industry can partner with a professional employer organization, and some providers even offer industry-specific solutions. However, most PEOs require you to have at least five employees. Large businesses can use PEOs as well, though they tend to have internal human resources departments, making it unnecessary.

What features do the best PEO services have in common?

The best PEO service providers can manage and maintain as many or as few human resources functions as you need, including HR administration, payroll processing, workers' compensation, employee benefits management, risk and compliance management, or training and development.

PEOs are experts in legal compliance for your state and industry, so they can reduce your company's potential for lawsuits. Although many PEOs come with online portals that employers and employees can use to easily access their benefits and HR self-service, the best companies also offer mobile apps and one-on-one customer service. The best PEOs are accredited by the Employer Services Assurance Corporation (ESAC) and the Internal Revenue Service (IRS).

What are the disadvantages of using a PEO?

There are a few downsides to consider when you're thinking about employing a PEO service to handle your company's HR tasks. For example, a PEO acts as a co-employer over your staff, which means it could be an outside influence on your company culture. This can be a disadvantage for employers that want to maintain strong control over their organization's culture.

Another potential negative is a perceived lack of security. When a PEO manages your payroll and taxes, it has access to sensitive company information. This makes some employers uneasy about security. The best PEOs implement high security measures, so it is important to partner with a reputable, accredited company.

Our Methodology

To determine the PEO services we think are best for small businesses, we spent dozens of hours researching the top companies. Here is an explanation of our selection process.

Locating the Best Services

To determine the best PEOs for 2020, we started with 60 companies. We found these companies by considering the top industry players, searching the National Association of Professional Employer Organizations' website and conducting an extensive internet search. Some of the PEO services on our initial list had contacted us, asking to be considered for our PEO review.

Choosing the Best Services

We whittled this initial list of 60 down to roughly 30 companies. We reviewed their service offerings, pored over company websites, determined whether they were national PEOs, and verified whether they were accredited by the IRS and the Employer Services Assurance Corporation. From this list, 10 stood out as potential best picks: ADP TotalSource, Engage PEO, G&A Partners, Insperity, Justworks, Oasis, Paychex, Tandem HR, TriNet and XcelHR.

Researching Each Service

We took a deep dive into the 10 remaining companies with an in-depth look at their available services, contract structure, pricing, online and mobile access, personalized customer experience, and any standout features. We posed as small business owners, interacting with the PEOs by email, live chat, and phone to determine what the sales experience was like and grade their overall customer service.

Analyzing Each Service

Of these 10 companies, four would be our best picks for startups, small businesses, customer service and businesses in specialized industries. Oasis, Insperity, ADP TotalSource and TriNet all withstood our rounds of testing and earned best-pick status. We analyzed each for the following features and services: payroll services, benefit options, HR guidance and support, pricing structure, online and mobile employee access, customer service, accreditation, number of states served, training resources, company size and standout features.

What to Expect in 2020

The PEO industry is growing. We expect that growth to continue in 2020 and that the number of businesses partnering with PEOs will increase, or at the very least, continue at a steady rate. 

As the number of PEOs increases, we also expect to see increased regulations at the state and federal level. Several regulations have been enacted in recent years, including passage of the Certified Professional Employment Organization program and the PEO Model Act. The CPEO program was created to regulate the number of PEOs certified by the IRS. (IRS accreditation provides assurance the PEO pays federal employment tax and complies with other employment tax laws and regulations). 

As competition increases, we predict more differentiation between PEOs with the specific services and features they offer to certain companies. For example, we expect more PEOs to offer specific HR services like advanced employee learning programs that incorporate interactive courses, digital books and even live or virtual seminars.

Skye Schooley
Skye Schooley,
Business News Daily Writer
See Skye Schooley's Profile
Skye Schooley is an Arizona native, based in New York City. She received a business communication degree from Arizona State University and spent a few years traveling internationally, before finally settling down in the greater New York City area. She currently writes for business.com and Business News Daily, primarily contributing articles about business technology and the workplace, and reviewing categories such as remote PC access software, collection agencies, background check services, web hosting, reputation management services, cloud storage, and website design software and services.

Services

Founded in 1992, Abel is a family-owned and -operated PEO that provides small and midsize firms with human resources management services. Services include HR compliance and administration, workers' compensation, training, employee benefits management, and payroll.
Acadia HR works with small and midsize companies throughout the United States. It offers payroll, PEO and human resources outsourcing services. The company's PEO package includes payroll, payroll tax compliance, HR management services, workers' compensation, state unemployment and employee benefits.
AccessPoint provides a wide range of human resources services to hundreds of companies across all industries. It enables businesses to outsource the management of human resources, employee benefits, payroll and workers' compensation.
Ahead Human Resources specializes in working with small and midsize companies. The company handles many HR-related tasks, including 125 plans; federal, state and local tax filings; health, dental, vision and life insurance; 401(k) administration; and new-hire reporting.
Alcott HR provides comprehensive HR outsourcing programs to small and midsize businesses. Services include regulatory compliance and risk management, payroll and payroll taxes administration, human resources administration, employee benefits program design and administration, and training and development.
ARC Consultants is a PEO consulting firm, not an individual PEO. This company can help you find the right PEO service at the best cost for your business.
Arch Resources Group is a PEO that manages payroll, employee benefits, human resources and workers' compensation. In addition, the company offers financial and retirement services, recruiting services, background check verification, and employee self-service options.
Best Employment Solutions Team (BEST) is a Michigan-based PEO that provides businesses nationwide with HR management, payroll services, labor law advice, compliance monitoring for federal and state labor laws, and benefits packages. The company serves many business sizes, from sole proprietors (even as a partner) to a large organization's HR department.
CoAdvantage is a PEO that offers small and midsize businesses a comprehensive package of outsourced HR services. The company integrates payroll and tax processing, employee benefits plan administration, risk management, government compliance, and other HR services into a single vendor solution. CoAdvantage serves clients in all 50 states.
Cognos HR offers PEO plans with a variety of HR administration services like handbook and policy development, interview assistance, and HR consulting. Users can access online reporting, employee self-service, competitive employee benefits, payroll and compliance support, and assessment tools.
Emplicity offers full-service PEO support or individual PEO and administrative services, such as customized employee benefits, workers' compensation, payroll administration, employee leasing and HR consulting.
Employee Management Services was founded in 1994 and provides professional HR solutions to more than 160 companies and their 5,500 employees. It focuses on companies in Ohio, Kentucky and Indiana, but it's licensed to provide services in other states. Its PEO services include employee selection and retention, manager training and development, human resources and benefits administration, payroll, workplace safety programs, and employee benefits analysis.
Engage PEO offers a comprehensive HR solution that includes workers' compensation, training, claims administration, government reporting, payroll administration and benefits administration. All of Engage's HR service professionals are also attorneys, so you can be sure you're compliant with labor laws.
Extensis offers HR management, payroll and tax services, healthcare benefits, risk management and compliance, training and development programs, recruiting services, and other services for small and midsize businesses.
FrankCrum has been providing outsourced human resources, payroll, employee benefits, risk management and workers' compensation since 1981. As a PEO, FrankCrum helps businesses offer and administer employee benefits, including health and dental coverage and 401(k) plans. The company's online HR information system allows employees and employers to access and manage information anytime from computers or mobile devices at work or home.

G&A Partners offers comprehensive human resource services, modern payroll technology, competitive employee benefits, workplace safety measures, and risk and compliance management, but its impressive training programs and technology are what make it our choice as the best HR outsourcing company for employee development.

It is recommended that you have at least five employees before working with G&A, and it charges a flat rate on a per-employee basis. The company does not list pricing on its website, so you will have to contact a representative for a custom quote. 

G&A doesn't require long-term contracts. Instead of locking your business in for a year or longer, it provides its services on an ongoing basis. You can cancel services at any time with a 30-day advance notice. 

G&A Partners HR Outsourcing Services

G&A offers a number of convenient HR services to help hire, train and manage your employees. Small businesses that need comprehensive HR assistance are better suited for G&A's PEO services, whereas those that only need to outsource a few HR responsibilities are better off with creating an ASO plan. Although each plan offers many of the same features, the contract structure for these will be different – so work closely with your G&A representative to find the right service type for your business. Both plan structures allow you to scale services to match your business needs. 

HR Services

G&A can handle all of your HR needs. Noteworthy services include development and implementation of HR policies and procedures. Most PEOs offer this, but if you're a small business with a nonexistent HR department, G&A can help you start from scratch. It also provides HR audits and investigation, employee discipline and termination support, performance management and training, and unemployment insurance and claims administration. These are standard HR services, but G&A goes further by providing recruiting services, such as job sourcing, screening, job assessments, job description review and creation, applicant tracking, new-hire onboarding, and general recruitment services. Whether you use its PEO or HRO services, it provides robust HR support for small businesses.

Employee Benefits

G&A offers standard employee benefits, including health, dental and vision insurance. There are also flexible spending accounts, health savings accounts, health reimbursement accounts, employee assistance programs (EAP), short- and long-term disability, employee wellness and discount programs, and accident insurance. The fees for these plans may be separate from the monthly per-employee rate. Additionally, G&A handles employee questions regarding coverage and claims. This is a standout aspect of its service. Instead of your business wrestling with insurance carriers, G&A can assist with questions or disputes. It also takes care of healthcare reform matters with eligibility monitoring and annual IRS reporting.

Payroll and Taxes

G&A provides time and attendance software, time and overtime tracking, PTO accrual, vacation and sick leave tracking, and scheduling management. It offers a full suite of compliance and tax-related payroll services such as tax filings, wage garnishments, new-hire reporting and automated standard deductions. G&A provides a full-fledged payroll service on par with several of its competitors.

Risk and Compliance

G&A offers standard accident prevention services to help keep your team safe and secure. This is especially important for businesses in hazardous industries. G&A can help develop employee safety manuals, conduct safety audits and inspections, carry out post-audit safety reports and trainings, and provide onsite and online safety training materials. It also helps you comply with OSHA regulations and provides workers' compensation.

Training and Development

One standout aspect of G&A Partners' HRO offering is its employee development programs. In addition to great employee training programs, G&A can provide performance management assistance for workers who have fallen behind. It provides multiple forms of support, such as helping you meet industry regulations, building education programs for your employees and tracking each worker's progress. You can use advanced HR technology to find employee competency gaps, match jobs and goals with available courses, and assign employee courses. The performance management system allows you to set and measure employee goals, keep employee performance records, and conduct 360-degree reviews. 

Pros of G&A Partners

An advantage of partnering with G&A is the size of the company. Some HR outsourcing companies we reviewed are major companies that support tens of thousands of small businesses. There are advantages to partnering with a big company, but some small businesses look for more personalized service with one-on-one support, and we found that G&A can provide this level of attention. 

Another benefit of partnering with G&A Partners is the technology you'll have access to. The HR technology allows you to offer your employees several e-learning options. You can assign courses, and track employee results and improvement. This is great for growing teams and businesses that want their employees to continue learning and expanding their skill sets. 

Healthcare, franchise service, manufacturing, nonprofit and professional service companies can especially benefit from G&A Partners. G&A specializes in these industries, providing industry-specific human resource options. Since each industry has its own guidelines and laws that it must follow, it is helpful to have a PEO or HR outsourcing company that is knowledgeable on those regulations for your industry.  

Cons of G&A Partners

One drawback of G&A is the lack of mobile options. We could not find a mobile application to manage human resources tasks on the go. This would be a valuable tool for companies spread out over several locations, or for those whose HR personnel is constantly on the move. 

Another limitation is the lack of information on the company's website about the cost of its services. While this isn't a dealbreaker, many small business owners want a quick idea of how much each service costs, even if it's just a ballpark estimate. Since G&A Partners offers bundled and a la carte services, it is unclear what the cost may be from simply viewing the info on the website. When you get a price quote from a representative, ask about the cost of additional services you may need in the future. You don't want to be caught off guard with unexpected costs as your business expands. 

Customer Service

We interacted with G&A sales representatives by email and phone, posing as a small business owner interested in outsourcing our human resources tasks. Its sales representatives were excellent. They gave us all the necessary info about its services, as well as helpful advice for our human resources outsourcing search, never pushing us for a sale. Instead, they were cordial and supportive of our inquiry. 

G&A Partners has several helpful online resources, including articles, guides, webinars, videos and whitepapers. It also provides personalized support. When you sign up with G&A Partners, you'll have a client advocate who coordinates your business's services; this person can answer many basic questions related to your service and refer complicated issues to a team of specialists for the coverage area in question.

Genesis HR Solutions is a national company that provides PEO services to small and midsize businesses. Businesses have access to a standard suite of services, including benefits administration, payroll processing, risk management and HR outsourcing.
Globalization Partners operates in over 170 countries and can assist companies with employee recruitment and onboarding, payroll administration (including tax filings and compliance) and benefits administration.
GMS is a PEO and third-party administrator that serves companies of all sizes nationwide. It handles payroll and tax responsibilities, HR administration, employee benefits administration and risk management services.
Impact is an ESAC-accredited PEO that delivers solutions to small and midsize businesses. Its accreditation puts it in the top 5% of PEOs on the market. The company has been serving small businesses for over 15 years.
LandrumHR handles the human resources needs for thousands of small and midsize businesses. Among the services it provides are HR documentation, payroll and taxes, medical benefits, retirement plans, liability coverage, risk management, employee complaints, business development, staffing, recruiting, and consulting.
Lever1 is a Kansas City, Missouri-based PEO providing a multitude of resources for small and midsize businesses across the country. The company's services include payroll, employee manuals, recruiting, management training, health benefits, 401(k) plans, life and disability insurance, and workers' compensation.
Based in Alabama, Lyons HR offers PEO services ranging from the typical HR duties to recruitment services. The company aims to offer flexible and customized services designed specifically around the needs of your business. The company has been in business for nearly 25 years.
Modern Business Associates offers customized payroll, tax, benefits, risk management and HR administrative services. Headquartered in St. Petersburg, Florida, MBA partners with organizations ranging from small businesses to large corporations and multiunit franchises. MBA has an internal staff of HR professionals who are licensed employment law attorneys and work to keep clients informed about relevant labor and employment requirements.
Founded in 1999, National PEO offers a wide variety of services, including workers' compensation insurance, safety management and payroll. It also offers a multitude of HR outsourcing services, such as labor law compliance, employee handbooks, FLSA and Fair Pay Act compliance, training and development, corrective action and conflict resolution, group and individual benefits management, 401(k) plans, and strategic planning.
NetPEO is an HR brokerage firm, not an individual PEO. It connects businesses to companies that provide outsourced HR services.
Nextep has been serving small and midsize businesses for over 20 years. It's accredited by both the IRS and ESAC, and it provides HR, benefits, payroll and risk compliance services.
OneSource Business Solutions provides HR outsourcing to small and midsize companies. Its integrated service package includes payroll administration, workers' compensation, human resources, benefits administration and government compliance.
Optimum Employer Solutions is a human resource outsourcing company that helps small and midsize businesses manage their employer obligations. The company's HR services include interviewing, background screening, electronic onboarding, employee handbook creation, performance management and assistance with employee termination. Optimum's PEO also offers payroll, employee benefits and risk management.
Paychex, our best pick for midsize businesses, serves thousands of small businesses throughout the U.S. Services include payroll processing, retirement services, insurance, and fully outsourced benefits and HR services.
Pinnacle manages all aspects of payroll administration, employee benefits, workers' compensation coverage and claims administration. Through its HR services, it can even assist with recruiting, selecting and hiring employees. Pinnacle currently has clients in 32 states across a variety of industries, including health services, restaurants, financial organizations and light industrial companies.
Premier Employer Services is a PEO that provides customized HR services, including health benefits, talent acquisition, HR administration, payroll, payroll tax compliance, workers' compensation and unemployment insurance.
Prestige Employee Administrators is a human resources outsourcing firm that offers strategic HR support, payroll services, employment services and benefit programs to small and midsize businesses. All employees can get assistance via toll-free call center during business hours and on the website 24 hours a day.
Questco provides HR solutions, payroll services, employee benefits, risk management compliance and a platform for managing all your services. It also offers training resources for safety and compliance issues, with both onsite and online training available.
This PEO service offers solutions in several categories, including human resources, payroll, benefits administration, and training and development. Corporate citizenship, regulatory compliance, workers' compensation and employee wellness programs are also available. You can choose what services you need, and each plan is tailored to your business's needs.
Resource Management Inc. is a full-service PEO and HR outsourcing company. In addition to payroll and benefits, RMI is involved in hiring, terminations, performance evaluations, promotions and transfers. Their certified experts can help you with changing compliance regulations and liability management.
Based in Florida, Siracusa Staffing & Leasing specializes in workers compensation, payroll services and tax administration for small and medium-sized businesses.
Synergy delivers a wide range of PEO and human capital management services. The company provides HR services, payroll processing, benefits administration, employee training and workplace safety programs. Synergy also offers an online HR portal.
Synuity's PEO service handles essential HR tasks like payroll processing, local, federal and state tax reporting; workers' compensation, and employee benefits. Their customized PEO plans are available through cutting-edge technology.
ThePEOPeople.com can help you manage all aspects of human resources. They can seamlessly run your payroll, take care of benefit deductions and tax withholdings, and offer high-quality employee benefits. The all-in-one platform lets you manage all your HR needs in one place.
Since 1988, Total Team Solutions has provided payroll, employee benefits and HR services to small and midsize companies. The company's PEO includes payroll administration, workers' compensation, employee benefits and risk management.
Unique HR is a Texas-based PEO offering human resources, benefits and payroll services that are tailored to the needs of each business. Its self-insured workers' compensation offers businesses stable and predictable costs with no premium down payments. The company's leaders have served on the board of directors of the National Association of Professional Employer Organizations, the Employer Services Assurance Corporation, the Certification Institute of Workers' Compensation Risk Management and the Center for Fiduciary Excellence. Unique HR currently serves clients in 16 states across the country.
Vensure Employer Services offers solutions for outsourced payroll, human resources, benefits, risk management and workers’ compensation services. The company offers services to business of varying sizes.
XcelHR offers PEO, ASO and HR outsourcing services to small and midsize businesses. XcelHR is one of the few PEO companies that serves businesses with as few as one employee. Rather than offering a one-size-fits-all package, XcelHR creates unique HR packages based on the needs of each customer. Comprehensive bundle packages or a la carte options are available.

Tandem HR is a comprehensive HR outsourcing (HRO) company and PEO that offers a wide range of services to small businesses, with HR consulting, payroll administration, employee benefits, training programs, recruiting services and risk management. As both a PEO and HRO, Tandem HR is a flexible human resources company for small businesses with 10 or more employees. Many small businesses start with HRO services and then scale up to PEO services, which involve a separate co-employment agreement between the provider and the small business. By offering both services, Tandem HR shows it has the bandwidth and quality to provide small businesses with valuable HR support. 

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Justworks
Justworks can handle your payroll, HR, benefits and compliance needs. It offers multiple tiered plans, and Justworks is transparent about its pricing. Justworks is lacking in employee training and development services compared to other PEOs we evaluated. Justworks is accredited by the Employer Services Assurance Corporation and has an A+ rating with the Better Business Bureau.
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