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Finances

Learn the ins and outs of what you need to have ready to secure funding for your business. We've covered the basics.

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Article
How a Government Shutdown Hurts Small Businesses
By Adam Uzialko | February 21, 2023

A government shutdown can have negative impacts on small businesses — such as lost profits or delayed loans. Learn how your company can prepare for one.

Article
Paycards vs. Direct Deposit: Which Is Right for Your Business?
By Adam Uzialko | February 21, 2023

What's the better way to pay your employees – a paycard or direct deposit? Read on to find out.

Article
What Is Predatory Lending?
By Chad Brooks | February 21, 2023

Predatory lending practices include loan flipping, hidden fees and balloon payments. Fortunately, there are laws that protect borrowers.

Article
What Is a Recession?
By Ross Mudrick | February 21, 2023

A recession can harm your business, but you can prepare for it. Here’s how to set yours up to weather this economic storm.

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Article
Workers’ Compensation Insurance: What SMBs Need to Know
By Katharine Paljug | February 21, 2023

Workers' compensation insurance is a necessity for any business with employees. Learn why you need workers' comp, what it covers, and how to handle claims.

Businesswoman signing a paycheck
Article
How Stagnant Real Wages Hurt Small Businesses
By Casey Conway | February 21, 2023

Find out how wage issues combined with inflation can hurt both existing businesses and would-be entrepreneurs.

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5 Ways Small Business Owners Can Start Preparing for Retirement
By Katharine Paljug | February 21, 2023

This guide offers tips to help small business owners plan and save for their retirement.

Article
Sales Tax for E-commerce: What Small Businesses Need to Know
By Bennett Conlin | February 21, 2023

Sales tax gets complex if you sell to customers in other states. Learn how to manage your e-commerce sales tax obligations and comply with state tax laws.

Article
Self-Employed 401(k) Plans: Frequently Asked Questions
By Heather Larson | February 21, 2023

Check out the answers to these frequently asked questions about self-employed 401(k) plans.

Article
What Is Fiscal Policy?
By Kiely Kuligowski | February 21, 2023

Find out what fiscal policy is and how it affects the economy – and your business – through investment opportunities, tax changes and unemployment rates.

Article
How to Save for Retirement if You Have Your Own Business
By Joanna Furlong | February 21, 2023

It is especially important that entrepreneurs save for their retirement because there are no company-sponsored 401(k)s to take advantage of.

Article
Financial Management for Startups
By Rebecka Green | February 21, 2023

You can't neglect financial health in the crucial early stages of building a business. Here are seven financial management tips for startups.

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Article
Small Business Valuation: How to Determine Your Business’s Worth
By Bennett Conlin | February 21, 2023

Accurately gauging your business's value isn't an exact science. Learn valuation methods, how to calculate your business's value and why it's important.

Article
Is Not Accepting Credit Cards Hurting Your Bottom Line?
By Mona Bushnell | February 21, 2023

As cash payments decline and contactless payments grow, not accepting credit cards could hurt your business. Learn why your business should accept cards.

Article
Understanding Small Business R&D Tax Credits
By Katharine Paljug | February 21, 2023

Learn how small businesses can get tax benefits with research and development credits.

Article
A Recession Is Coming – Are You Prepared?
By Dock David Treece | February 21, 2023

Find out how small businesses are – and aren't – getting ready for the next economic recession.

Article
GDP: The Total Value of Goods and Services of a Nation
By Siri Hedreen | February 21, 2023

GDP is the value of all goods and services produced in a country – and one of the most closely watched economic indicators. Learn how to calculate GDP.

Article
What Is a Pay Card?
By Sammi Caramela | February 21, 2023

If you're considering offering pay cards as an option for your workers, you'll want to do your research.

Article
What Businesses Need to Know About Venmo
By Mona Bushnell | February 21, 2023

Venmo can be a secure way to simplify online transactions for you and your customers. Find out how Venmo works and how to set it up in our guide and FAQs.

Businessman with a calculator and laptop
Article
What Are Accounting Standards?
By Jamie Johnson | February 21, 2023

This guide introduces the concept of accounting standards and explains why they are important to businesses trying to better manage their finances.

Article
What Is Economics?
By Erica Sandberg | February 21, 2023

Understanding economic principles helps entrepreneurs see the big picture. Learn about the economic branches and applications, including the stock market.

Article
Microfinance: What Is It, and Why Does It Matter?
By Matt D’Angelo | February 21, 2023

Microfinancing is the process of giving small loans to business owners without access to traditional financial products. Learn how microfinancing works.

Article
What Is Stagflation? Inflation Plus Stagnation
By Ross Mudrick | February 21, 2023

Stagflation is a mix of increasing prices and limited economic growth, and governments can do little about it. Here's what small businesses should know.

Article
What Is Depreciation in Business?
By Kiely Kuligowski | February 21, 2023

Depreciation can affect the value of your assets and your taxes – often for several years. Learn how depreciation works and how to track it.

Article
Should You Consider Asset-Based Lending?
By Adam Uzialko | February 21, 2023

An asset-based loan relies on a borrower's collateral. Learn the advantages and risks of asset-based lending to see if it's right for your business.

Accountant using a calculator
Article
The Best Receipt-Tracking Apps for Professionals
By Andrew Martins | February 21, 2023

What's the best receipt app for your business? We reached out to small business owners and other professionals to find out what software they prefer.

Article
How to Choose a Business Debt Consolidation Loan
By Donna Fuscaldo | February 21, 2023

Learn how business debt consolidation works and how to choose the best loan for your business.

Businesswoman signing a paycheck
Article
What Are Withholding Allowances?
By Max Freedman | February 21, 2023

Withholding allowances are exemptions from income tax. Learn how they work and how to calculate your employees' withholding allowances.

Article
Why Small Business Can’t Ignore Forecasting
By Donna Fuscaldo | February 21, 2023

Here's why and how your small business should engage in financial forecasting.

Article
How to Manage International Collections
By Max Freedman | February 21, 2023

Collecting a debt from international customers can be tricky. Here are four steps you can take to try and collect on money you are owed.