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Learn the ins and outs of what you need to have ready to secure funding for your business. We've covered the basics.

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Article
Before You Sign: Important Loan Contract Terms to Review
By Matt D’Angelo | February 21, 2023

Loan agreements are more than just the interest and terms. The lenders' expectations are laid out in these three contract sections.

Accountant doing payroll
Article
What Is a Lien?
By Simone Johnson | February 21, 2023

Do you owe money on a business loan? The lender may be able to put a lien on your property or other assets. Here's what you need to know about liens.

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Is On-Demand Payment the New Payroll?
By Chad Brooks | February 21, 2023

Instead of making employees wait for their regular payday, some payroll services offer flexibility. Learn about on-demand payroll.

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Accounting Checklist: Tasks to Do Daily, Weekly and Monthly
By Vishal Sanjay | February 21, 2023

Use this handy checklist to divide your company's accounting into daily, weekly and monthly tasks.

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5 Tricks to Lower Your Credit Card Processing Fees
By Julianna Lopez | February 21, 2023

Credit card processing fees are necessary when your business accepts credit and debit cards. Learn about these costs and 5 ways to reduce processing fees.

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When Community Banks Die: How Small Businesses Are Affected
By Matt D’Angelo | February 21, 2023

Community banking can be a great funding resource if national options don't fit your needs. So what does its decline mean for small businesses?

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SBA Loan Deferments: What They Are and How to Qualify
By Donna Fuscaldo | February 21, 2023

Small business owners who need a break from paying their SBA loans have an option: deferments. Learn what it's all about.

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How to Interpret and Learn from POS Sales Reports
By Adam Uzialko | February 21, 2023

Learn how to interpret the sales data from your POS system so you can make better business decisions.

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What Happens If You Can’t Make Payroll?
By Adam Uzialko | February 21, 2023

A company should never miss payroll because the consequences can be disastrous. Here is what you can do to prevent your business from defaulting.

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Should You Audit Your Bookkeeper?
By Adam Uzialko | February 21, 2023

It's always a good idea to conduct random audits to ensure all your books are balanced and nothing is fishy.

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6 Confusing Things About Accepting Credit Cards
By Marci Martin | February 21, 2023

Remove the confusion around accepting credit cards at your small business and learn what to look out for in a credit card processing company.

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What Are Payroll Taxes?
By Sean Peek | February 21, 2023

Employers must withhold federal income tax plus any state or local taxes. Here's what every small business owner should know.

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How a Government Shutdown Hurts Small Businesses
By Adam Uzialko | February 21, 2023

A government shutdown can have negative impacts on small businesses — such as lost profits or delayed loans. Learn how your company can prepare for one.

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Paycards vs. Direct Deposit: Which Is Right for Your Business?
By Adam Uzialko | February 21, 2023

What's the better way to pay your employees – a paycard or direct deposit? Read on to find out.

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When Should You Hire a CPA?
By Jamie Johnson | February 21, 2023

When is the right time for your business to hire a CPA to take care of your tax needs? This guide explains how to know when to hire an accountant.

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What Is Predatory Lending?
By Chad Brooks | February 21, 2023

Predatory lending practices include loan flipping, hidden fees and balloon payments. Fortunately, there are laws that protect borrowers.

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What Is a Recession?
By Ross Mudrick | February 21, 2023

A recession can harm your business, but you can prepare for it. Here’s how to set yours up to weather this economic storm.

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Awesome Resources for Furloughed Workers
By Anna Attkisson | February 21, 2023

Companies from AT&T to Wells Fargo, and even Rosetta Stone are offering special deals and assistance to government employees affected by the shutdown.

Call center
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Workers’ Compensation Insurance: What SMBs Need to Know
By Katharine Paljug | February 21, 2023

Workers' compensation insurance is a necessity for any business with employees. Learn why you need workers' comp, what it covers, and how to handle claims.

Businesswoman signing a paycheck
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How Stagnant Real Wages Hurt Small Businesses
By Casey Conway | February 21, 2023

Find out how wage issues combined with inflation can hurt both existing businesses and would-be entrepreneurs.

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Should Your Small Business Hire a Collection Agency?
By Dawn Kuczwara | February 21, 2023

If you're a small or medium business, you likely don't have the staff to dedicate to chasing overdue invoices.

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Should You Borrow From Your 401(k)?
By Joyce Walsack | February 21, 2023

Before you borrow against your 401(k), learn the pros and cons of this funding strategy.

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5 Ways Small Business Owners Can Start Preparing for Retirement
By Katharine Paljug | February 21, 2023

This guide offers tips to help small business owners plan and save for their retirement.

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Baby Boomers Worried They Haven’t Saved Enough for Retirement
By Dock David Treece | February 21, 2023

As the baby boomer population nears retirement, a study shows that 45% aren't prepared.

Accounting doing business payroll
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How to Process Payroll in 8 Easy Steps
By Matt D’Angelo | February 21, 2023

It is possible to complete your company's payroll on your own. Here's how.

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Sales Tax for E-commerce: What Small Businesses Need to Know
By Bennett Conlin | February 21, 2023

Sales tax gets complex if you sell to customers in other states. Learn how to manage your e-commerce sales tax obligations and comply with state tax laws.

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Business Owners Want More Convenient Banking Services
By Andrew Martins | February 21, 2023

In need of a bank for your business? Here are the factors to consider when choosing one.

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How the Tax Cuts and Jobs Act Affects Small Businesses
By Max Freedman | February 21, 2023

The Tax Cuts and Jobs Act is a federal tax code signed into law in 2017. Learn how these changes to the tax code affect small business tax liabilities.

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Struggling for Cash Flow? Strategies for Survival
By Skye Schooley | February 21, 2023

If your business's cash flow is lagging, learn the nine tips experts recommend for survival.

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Apple’s Credit Card: What Small Businesses Need to Know
By Stella Morrison | February 21, 2023

The Apple Card isn't a business credit card, but small business owners can use it to take advantage of its features and rewards.