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Finances

Learn the ins and outs of what you need to have ready to secure funding for your business. We've covered the basics.

Latest: Advice, Tips and Resources

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Article
IRS Tax Extensions and Your Small Business
By Andrew Martins | February 03, 2021

Preparing your business's tax return takes time. For some, it may be hard to meet the federal filing date. The IRS has a mechanism in place to extend the deadline.

Article
How to Save for Retirement if You Have Your Own Business
By Joanna Furlong | February 02, 2021

Business owners can teach themselves all they need to know to save enough for retirement.

Article
How to Find Business Loans for Veterans
By Andrew Martins | February 01, 2021

Learn about the loan options for veteran entrepreneurs who need funding for their small businesses.

Article
Financial Management for Startups
By Rebecka Green | January 29, 2021

You can't neglect your startup's financial health in the crucial early stages.

Article
7 Credit Card Processing Tools You Should Be Using
By Max Freedman | January 29, 2021

Being able to accept credit and debit cards is a must for businesses today. Here are several services you should consider using.

Article
How to Accept Mobile Credit Card Payments From Anywhere
By Bennett Conlin | January 28, 2021

Mobile credit card readers help your business accept payments anywhere.

Article
Seasonal Business Guide to Credit Card Processing
By Kayla Harrison | January 28, 2021

Seasonal businesses often face larger credit card processing fees than year-round ones.

Article
Requirements for Keeping Paycheck Records
By Skye Schooley | January 26, 2021

Learn what paycheck records are and how to properly retain them to maintain legal compliance.

Article
Sales Tax for E-commerce: What Small Businesses Need to Know
By Bennett Conlin | January 25, 2021

If you sell across state lines, you're required to pay sales tax in those states. Here's how to comply with tax obligations as a small online seller.

Article
5 Tricks to Lower Your Credit Card Processing Fees
By Julianna Lopez | January 20, 2021

Are you paying too much for credit card processing? Here are five things you can do to lower your rates.

Article
What to Look for in Your Credit Card Processing Service Agreement
By Chad Brooks | January 18, 2021

Reading the fine print is critical when choosing a credit card processing service.

Article
Opening a Business Account When You Have Bad Credit
By Donna Fuscaldo | January 18, 2021

If you have bad credit, you can still open a business checking account. Here's how.

Article
Is On-Demand Payment the New Payroll?
By Chad Brooks | January 15, 2021

Several payroll services allow employees to be paid on demand rather than wait every two weeks. Is on-demand payroll right for your small business?

Article
Apple's Credit Card: What Small Businesses Need to Know
By Stella Morrison | January 13, 2021

Though the Apple Card is for consumers, small business owners can take advantage of some of its perks.

Article
How to Find the Right SBA Loan for Your Small Business
By Marci Martin | January 13, 2021

When your small business needs capital and you don't qualify for a conventional business loan, SBA loans are an appealing option.

Article
5 Tips for Negotiating a Business Loan
By Saige Driver | January 13, 2021

Business loan terms are often negotiable, giving borrowers a chance to secure more favorable rates and better terms.

Article
Do You Need a Small Business Credit Card?
By Bennett Conlin | January 12, 2021

Small business credit cards can help with short-term debts.

Article
Effective Tips for Negotiating Lower Credit Card Processing Fees
By Rebecka Green | January 11, 2021

Credit card fees can be a huge expense. Find out how to get more reasonable fees.

Article
The Best Retirement Plan Options for Small Business Owners 2021
By Lori Fairbanks | January 04, 2021

Regardless of their size, small businesses have many options for employee retirement plans they can offer as part of their benefits package.

Article
401(k) Plan: What It Is and How to Choose One
By Jennifer Post | December 31, 2020

Employees can contribute a portion of their pay to saving for retirement and have that money automatically deducted from their paychecks before taxes.

Article
Business Owners Want More Convenient Banking Services
By Andrew Martins | December 31, 2020

Choosing a bank for your business can feel daunting. Here are seven things to consider when searching for one.

Article
What's the Difference Between Accountants and Bookkeepers?
By Donna Fuscaldo | December 29, 2020

Thinking about hiring an accountant or bookkeeper? Here's what you need to know about these two roles before you decide which one best meets your business's needs.

Article
Equipment Leasing: A Guide for Business Owners
By Mona Bushnell | December 28, 2020

Don't have the cash or desire to purchase equipment outright? Here's what you need to know about equipment leasing.

Article
Struggling for Cash Flow? Strategies for Survival
By Skye Schooley | December 23, 2020

If your business is struggling for cash flow, read the 8 tips experts recommend for survival.

Article
What You Should Know About Company Mergers
By Skye Schooley | December 18, 2020

Learn about the different types of company mergers and their benefits.

Article
Small Business Taxes: What to Expect in 2021
By Sean Riley | December 18, 2020

Tax obligations can be confusing, and they change all the time. Here's what to expect in 2021.

Article
The Best Receipt-Tracking Tools for Professionals
By Andrew Martins | December 17, 2020

Every small business needs a way to track their expenses. Find out which receipt-tracking software entrepreneurs prefer.

Article
How to Calculate Your Business Valuation
By Andrew Martins | December 16, 2020

Knowing how much your business is worth can do more for you than just figuring out how much money you could make by selling it.

Article
Freelance Taxes: What Every Freelancer Needs to Know
By Paula Fernandes | December 16, 2020

Freelancing offers a lot of freedom, but also significant responsibility. That's especially true when tax time rolls around.

Article
Self-Employed 401(k) Plans: Frequently Asked Questions
By Heather Larson | December 16, 2020

See our complete guide to the best retirement plan for independent workers.