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Finances

Learn the ins and outs of what you need to have ready to secure funding for your business. We've covered the basics.

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Review
Noble Funding
By Donna Fuscaldo | May 28, 2021

Noble Funding caters to small businesses through invoice factoring and A/R credit lines and works to improve companies' cash flow by providing advances specifically for small businesses with large...

Review
Fundbox
By Donna Fuscaldo | May 28, 2021

Fundbox offers business owners a way to fix their cash flow by advancing payments for their outstanding invoices. There are no approval processes, forms to fill out, phone calls to make or...

Review
Crest Capital
By Donna Fuscaldo | May 28, 2021

Crest Capital has a simple application process, fast approvals, a variety of equipment financing terms and excellent customer service.

Review
Biz2Credit
By Donna Fuscaldo | May 28, 2021

Biz2Credit is an online marketplace for small business funding. The company connects small businesses in need of funding with lenders. It can help small businesses obtain a variety of loans.

Review
Fora Financial
By Donna Fuscaldo | May 28, 2021

Financial offers small business loans and merchant cash advances with terms of up to 15 months. The alternative lender makes it quick and easy to apply for loans. It offers an online application and...

Review
Square
By Donna Fuscaldo | May 24, 2021

Square is the best credit card processor for small businesses because it is easy to use, packed with features, and usable as an iPad or Android POS system.

Article
5 Free Quote Templates and Software
By Nicole Fallon | May 03, 2021

Quote templates and software can make it easier for your business to create and send proposals to clients.

Article
What Is an Expense Report?
By Dock David Treece | May 03, 2021

Expense reports play a critical role in helping you understand your business's financial status.

Article
The 8 Types of Accounting
By Cynthia Uzialko | April 27, 2021

There a number of accounting methods – eight, to be precise – you can use to track your business's finances.

Article
10 Ways to Reduce Your Fuel Costs
By David Gargaro | April 23, 2021

Cutting the amount of money you spend on fuel each year can have a significant positive impact on how much profit your business generates.

Article
Why SBA Loans Differ From Conventional Loans
By Donna Fuscaldo | April 21, 2021

Small businesses that may not qualify for a standard loan from a bank or alternative lender may want to look to the Small Business Administration for help.

Article
What Is Cost Accounting?
By David Gargaro | April 20, 2021

Cost accounting helps zero in on your expenses and how they apply to each aspect of your business.

Article
What Are Accounting Reports?
By Dock David Treece | April 13, 2021

Accounting reports provide insight into your business's financial well-being. There are some reports you need to pay particularly close attention to.

Article
SBA Loan Deferments: What They Are and How to Qualify
By Donna Fuscaldo | April 12, 2021

Businesses that have taken out an SBA loan have options for deferring their repayment.

Review
Flagship Merchant Services
By Donna Fuscaldo | April 08, 2021

Flagship Merchant Services is our pick for the credit card processor with the best flexible terms, because it offers customers month-to-month service with no early termination fee.

Article
What Is EBITDA?
By Simone Johnson | April 05, 2021

EBITDA is a way to measure a company's financial health. Here's how you can use this analysis tool.

Article
11 Credit and Debt Collection Strategies to Implement
By Max Freedman | April 05, 2021

Debt collection is sometimes necessary for businesses to collect the money they are owed. These tips can improve debt collection for small businesses.

Article
The Do's and Don'ts of Sending Someone to Collections
By Max Freedman | March 31, 2021

Sending a late account to collections is a big decision. Should you refer a client to collections, or should you handle it yourself?

Review
Paychex
By Laura Handrick | March 31, 2021

Paychex is an especially good payroll service for large businesses. It serves businesses with up to 1,000 employees, handles all payroll and payroll tax responsibilities, is available in multiple...

Review
Intuit QuickBooks Payroll
By Chad Brooks | March 31, 2021

QuickBooks Payroll is our favorite payroll service for small businesses. Its three pricing plans allow your service package to grow along with your business.

Review
ADP
By Laura Handrick | March 31, 2021

ADP offers payroll services for businesses of all sizes. While the size of your business will determine the platform you use, each offers the same core payroll services, including the ability to run...

Review
OnPay
By Chad Brooks | March 31, 2021

We recommend OnPay as the best payroll service for very small businesses. The service handles all payroll tax responsibilities, plus it offers employers unlimited pay runs and multiple ways to pay...

Review
Gusto Payroll Software
By Chad Brooks | March 31, 2021

Gusto's month-to-month pricing plans and comprehensive features earn it our best pick for sole proprietors and S-corps that use contractors or freelancers.

Article
What Is Bookkeeping?
By Cynthia Uzialko | March 25, 2021

To understand the financial health of your business, you need to have precise bookkeeping.

Article
How to Calculate a Sales Percentage
By Max Freedman | March 25, 2021

The are several different sales percentages your business may need to calculate. Knowing the formula for those equations is key.

Article
How to Collect on a Judgment
By Max Freedman | March 24, 2021

When suing a debtor, having a judgment in your favor is only part of the battle. There are several steps you may have to take to recoup what you are owed.

Article
How to Develop a Credit Policy
By Max Freedman | March 24, 2021

A credit policy can help protect you against clients who don't pay what they owe and boost your cash flow.

Article
What Is Skip Tracing in Debt Collection?
By Max Freedman | March 24, 2021

Skip tracing is a critical step when trying to collect debt from someone who is difficult to find.

Review
Xero
By Donna Fuscaldo | March 23, 2021

As your business grows, it's important to have accounting software that supports and adapts to those changes. Xero's prices and plans accommodate a company's progression, which is important for small...

Review
Wave Financial
By Simone R. Johnson | March 23, 2021

Wave is free, cloud-based accounting software that is viable for freelancers and businesses with fewer than 10 employees.