Finances

Cost of goods sold (COGS) is an important part of accounting that applies directly to tax deductions for your business.

There's no surefire formula for instant success, but you can boost your business's growth with these tips from startup founders.

While performance-based pay structures may encourage employees to work harder, they also can cause higher stress levels in workers and lower job satisfaction.

Taxes are part of running a business. FICA is a mandatory one that small business owners need to know about.

Terms loans can be a great option for financing growth initiatives for your business.

A business line of credit can serve as a safety net for businesses when unexpected expenses arise.

You can reduce your fleet maintenance costs through safety, repair and efficiency measures – all of which GPS fleet tracking software can streamline.

National Processing is the best credit card processor for low transaction rates because of its low interchange-plus rates and rate-lock guarantee.

Sage Business Cloud Accounting is our choice as the best accounting software for freelancers and the self-employed because it is affordable and simple to set up and use.

FreshBooks is our pick for the best small business invoicing software application for its ease of use, advanced features and competitive pricing.

Quickbooks Online is our favorite accounting software for small businesses because it can grow with your business.

Zoho Books is the best accounting software for freelancers, sole proprietors, consultants, artists and home-businesses.

Oracle NetSuite is a popular cloud-based ERP that offers a comprehensive suite of integrated business management solutions. Capabilities include accounting, CRM, e-commerce, inventory, payments,...

Clover offers a range of hardware options that outshine the competition and give businesses flexibility in customizing a POS system that works for them.

Upserve is a strong choice for restaurants that want full reports on their data, competitive pricing and excellent customer support.

Epos Now is the best all-in-one POS system for small businesses because it is affordable, versatile and adapts to your business.

Lightspeed is the best iPad POS system because its pricing is competitive, the system is fully mobile, and you have a choice of integrated payment processors.

TouchBistro is the best POS system for the food service industry, with key features for restaurants, cafes, food trucks, pubs and more.

Toast works equally well for a small restaurant that's just getting started and a large chain looking to service multiple sites. It has also done a great job of pivoting in the midst of the pandemic,...

ProMerchant is a credit card processor that offers transparent interchange-plus rates and multiple pricing plans. If your business is considered "high risk," such as a check-cashing service,...

Merchant One offers processing solutions for small businesses that accept card payments in-store, online, on the go, or by mail and phone order. It approves a high percentage of applicants, can set...

Like other top processing companies, Payment Depot uses interchange-plus pricing, but it's membership-based, so there's no percentage markup, just a per-transaction fee and a monthly membership fee....

Helcim is the best credit card processor for established small businesses because of its transparent rates and rate-lock guarantee.

Clover is an advanced POS system for businesses that require highly customizable software. You can start with the basic features, then add apps for advanced capabilities such as staff scheduling,...

Rapid Finance is the best non-bank lender for merchant cash advances because it offers quick funding and approvals, plus great customer service.

SBG Funding is the best alternative lender for startup loans because loan requirements align with what new businesses can qualify for.

Truist is our best pick for SBA loans because it has years of experience extending SBA loans to small businesses. It is an SBA Preferred Lender and knows the ins and outs of applying and getting...

Accion is a small business microloan lender. The company provides two types of loans: one for established businesses and one for startups. Loan types, amounts and requirements vary by state. Each...

Balboa Capital is an alternative lender that provides loans for small and midsize businesses. Small business owners can choose from several different types of loans, including standard small business...