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Finances

Learn the ins and outs of what you need to have ready to secure funding for your business. We've covered the basics.

Latest: Advice, Tips and Resources

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Article
5 Free Quote Templates and Software
By Nicole Fallon | May 03, 2021

Quote templates and software can make it easier for your business to create and send proposals to clients.

Article
What Is an Expense Report?
By Dock David Treece | May 03, 2021

Expense reports play a critical role in helping you understand your business's financial status.

Article
The 8 Types of Accounting
By Cynthia Uzialko | April 27, 2021

There a number of accounting methods – eight, to be precise – you can use to track your business's finances.

Article
10 Ways to Reduce Your Fuel Costs
By David Gargaro | April 23, 2021

Cutting the amount of money you spend on fuel each year can have a significant positive impact on how much profit your business generates.

Article
Why SBA Loans Differ From Conventional Loans
By Donna Fuscaldo | April 21, 2021

Small businesses that may not qualify for a standard loan from a bank or alternative lender may want to look to the Small Business Administration for help.

Article
What Is Cost Accounting?
By David Gargaro | April 20, 2021

Cost accounting helps zero in on your expenses and how they apply to each aspect of your business.

Article
What Are Accounting Reports?
By Dock David Treece | April 13, 2021

Accounting reports provide insight into your business's financial well-being. There are some reports you need to pay particularly close attention to.

Review
Merchant One
By Jamie Johnson | April 12, 2021

Merchant One offers processing solutions for small businesses that accept card payments in-store, online, on the go, or by mail and phone order. It approves a high percentage of applicants, can set...

Article
SBA Loan Deferments: What They Are and How to Qualify
By Donna Fuscaldo | April 12, 2021

Businesses that have taken out an SBA loan have options for deferring their repayment.

Review
National Processing
By Donna Fuscaldo | April 12, 2021

National Processing is the best credit card processor for low transaction rates because of its low interchange-plus rates and rate-lock guarantee.

Review
ProMerchant
By Jamie Johnson | April 12, 2021

ProMerchant is a credit card processor that offers transparent interchange plus rates and multiple pricing plans. If your business is considered "high risk," such as a check-cashing service, or your...

Review
Clover
By Donna Fuscaldo | April 09, 2021

Clover is an advanced POS system for businesses that require highly customizable software. You can start with the basic features, then add apps for advanced capabilities such as staff scheduling,...

Review
Payment Depot
By Donna Fuscaldo | April 09, 2021

Like other top processing companies, Payment Depot uses interchange-plus pricing, but it's membership-based, so there's no percentage markup, just a per-transaction fee and a monthly membership fee....

Review
Flagship Merchant Services
By Donna Fuscaldo | April 08, 2021

Flagship Merchant Services is our pick for the credit card processor with the best flexible terms, because it offers customers month-to-month service with no early termination fee.

Review
Square
By Donna Fuscaldo | April 08, 2021

Square is the best overall credit card reader because it is easy to use, packed with features, and usable as an iPad or Android POS system.

Article
What Is EBITDA?
By Simone Johnson | April 05, 2021

EBITDA is a way to measure a company's financial health. Here's how you can use this analysis tool.

Article
11 Credit and Debt Collection Strategies to Implement
By Max Freedman | April 05, 2021

Debt collection is sometimes necessary for businesses to collect the money they are owed. These tips can improve debt collection for small businesses.

Review
Clover
By Jamie Johnson | April 01, 2021

Clover offers a range of hardware options that outshine the competition and give businesses flexibility in customizing a POS system that works for them.

Review
Lightspeed
By Skye Schooley | April 01, 2021

Lightspeed is the best iPad POS system because its pricing is competitive, the system is fully mobile, and you have a choice of integrated payment processors.

Review
Upserve
By Jamie Johnson | April 01, 2021

Upserve is a strong choice for restaurants that want full reports on their data, competitive pricing and excellent customer support.

Review
Epos Now
By Skye Schooley | April 01, 2021

Epos Now is the best all-in-one POS system for small businesses because it is affordable, versatile and adapts to your business.

Review
Toast
By Jamie Johnson | April 01, 2021

Toast works equally well for a small restaurant that's just getting started and a large chain looking to service multiple sites. It has also done a great job of pivoting in the midst of the pandemic,...

Review
TouchBistro
By Skye Schooley | April 01, 2021

TouchBistro is the best POS system for the food service industry, with key features for restaurants, cafes, food trucks, pubs and more.

Article
The Do's and Don'ts of Sending Someone to Collections
By Max Freedman | March 31, 2021

Sending a late account to collections is a big decision. Should you refer a client to collections, or should you handle it yourself?

Review
Paychex
By Laura Handrick | March 31, 2021

Paychex is an especially good payroll service for large businesses. It serves businesses with up to 1,000 employees, handles all payroll and payroll tax responsibilities, is available in multiple...

Review
Intuit QuickBooks Payroll
By Chad Brooks | March 31, 2021

QuickBooks Payroll is our favorite payroll service for small businesses. Its three pricing plans allow your service package to grow along with your business.

Review
ADP
By Laura Handrick | March 31, 2021

ADP offers payroll services for businesses of all sizes. While the size of your business will determine the platform you use, each offers the same core payroll services, including the ability to run...

Review
OnPay
By Chad Brooks | March 31, 2021

We recommend OnPay as the best payroll service for very small businesses. The service handles all payroll tax responsibilities, plus it offers employers unlimited pay runs and multiple ways to pay...

Review
Gusto Payroll Software
By Chad Brooks | March 31, 2021

Gusto's month-to-month pricing plans and comprehensive features earn it our best pick for sole proprietors and S-corps that use contractors or freelancers.