Here is a full list of collection agencies and a summary of what each company claims to offer. This alphabetical list also includes our best picks.
Account Management Systems – AMS collects commercial debts. Based out of Tampa Bay, this debt collection service collects debts nationwide, charges no upfront or sign-up fees, and only collects money if it recoups your debts. https://www.amscollects.com/
Alexander, Miller & Associates LLC – Alexander, Miller & Associates is a national agency that specializes in large-balance collections. It offers demand letters, commercial credit reports, onsite investigations, prelitigation services and skip tracing. The company states that it has collectors who specialize in trucking transportation and freight, wholesale seafood and produce, restaurant supply, and heavy equipment rental.
American Profit Recovery – American Profit Recovery serves a wide variety of industries, including small businesses, lawn care/landscaping and banking. According to the company, its mission is to resolve debt while treating everyone with dignity and respect. It offers clients an online portal to enter new delinquent accounts, monitor progress and get a snapshot of American Profit Recovery’s performance. https://www.americanprofit.net/
Asset Compliant Solutions – Asset Compliant Solutions is a commercial collection agency that offers standard collection services as well as 45-day delinquent secured collateral loans, unsecured open and revolving lines of credit, and an online portal.
Atradius Collections – Although Atradius Collections is primarily a U.K.-based commercial collection agency, it also has a base in the U.S. It specializes in multinational accounts and offers collection services to over 30 countries. It has a very high return rate. To get a free quote on pricing, you can access its online portal. https://agora.atradiuscollections.com/us/
Aspen National Collections – Aspen National Collections works with timeshare and education industries, as well as municipalities and utilities, to collect outstanding debts. It tailors its debt collection strategies to each client. This agency’s website has an online portal where you can log in and monitor the progress of your past-due accounts. http://aspennational.com/collections/
Benjamin Michael & Associates Inc. – Benjamin Michael & Associates is based in New York City. The firm utilizes techniques such as demand letters, skip tracing, and reports on demand to help you recover debt from delinquent accounts. http://www.benjaminmichaelassociates.com/
BYL Collections – BYL Collections is a consumer and commercial collection agency that recovers debt in several industries including B2B companies, utilities, e-commerce, direct response marketers and retailers. It offers an array of services, including skip tracing and credit bureau reporting. BYL emphasizes regulatory compliance and continued education of staff and clients. https://www.bylcollections.com/
Credit Management Company – Founded in 1966, Credit Management Company recovers debts for government, healthcare, higher education, financial services and commercial businesses. It has an online system for debtors to make payments. In also offers claim resolution services. http://www.creditmanagementcompany.com/
Debt Recovery Resources – This is a full-service debt collection agency that not only helps recover debts but can help its clients improve their internal debt collection processes. Debt Recovery Resources can manage accounts receivable, perform free legal background checks and find debtors. https://www.debt-rr.com/
FCR Collection Services – Powered by FEDChex, FCR Collection Services offers several payment solutions to companies nationally. Its services include check verification, automated clearinghouse, remote deposit capture, electronic payments and risk management. https://www.fcrcollectionservices.com/
Hunter Warfield – This collection agency serves a variety of industries, including property management, medical offices, financial services and commercial collections. This collection agency is best suited for businesses that provide credit on goods or services or have extended, relationship-based contracts. https://www.hunterwarfield.com/
* IC System – Founded in 1938, IC System is a consumer and commercial collection agency that employs all the advanced tools and techniques to recover money for its clients. IC System collects debt in all 50 states and offers different tier pricing based on the services a business requires. https://www.icsystem.com/
Kearns, Brinen & Monaghan Inc. – Based in Greenville, South Carolina, Kearns, Brinen & Monaghan is a full-service commercial debt collection agency serving a variety of industries. It provides clients with an online-portal and access to an in-house team of attorneys. https://www.kbmcollect.com/
Martini, Hughes & Grossman – Martini, Hughes & Grossman offers custom approaches to debt collection. It has in-house legal advisors, uses skip-tracing technology, sends bimonthly status reports, and collects on both B2B and B2C accounts. It can track down debt nationally and internationally and is accredited with the Better Business Bureau. http://mhg.bz/
National Service Bureau – National Service Bureau helps with both B2B and B2C collections. It offers precollections, third-party collections, letter services, litigation, and skip tracing to a variety of industries, including commercial, education, financial, insurance, medical, telecom and utilities.
*Prestige Services Inc. – PSI is our choice for the best B2B collection agency. It provides commercial collection services throughout the U.S., Mexico and Canada. It provides professional skip tracing to help locate debtors, and it can investigate businesses. If the debtor won’t pay even after all of PSI’s efforts, the agency can forward the account to an attorney in the debtor’s area. https://psicollect.com/
Rapid Recovery Solution – Rapid Recovery Solution provides collection services both nationally and internationally. It caters to all commercial accounts and medical billing accounts, using a four-step system to collect funds from debtors. http://rapidrecoverysolutions.com/
Revenue Assurance Partners – Revenue Assurance Partners customizes its service to suit your business. You can outsource as many or as few internal processes as you want. The company states it has over 50 years of experience collecting past-due accounts. It also provides auditing, reporting, legal forwarding and other collection services. https://rapcollect.com/
*Rocket Receivables – This debt recovery agency supports collections for small and midsize businesses. It focuses primarily on the healthcare, education, professional services, residential, commercial, contracted services, trade and general retail industries. It has fixed fees for newly delinquent accounts and contingency pricing for older accounts. https://www.rocketreceivables.com/
Ross, Stuart & Dawson Inc. – This commercial collection agency provides services to businesses throughout the U.S. It can help you with follow-up letters and statements, soft calls, credit reports, and portfolio liquidation services. http://rsdcollects.com/
Rozlin Financial Group Inc. – RFGI is our choice for the best B2C collection agency. It uses a tailored approach to connect with debtors, including phone, mail, email and online chat. It serves various industries, including dental and medical offices, hospitals, schools, property management companies, utilities, retailers, and lending service companies (e.g., credit cards, auto loans and mortgages). It is accredited by the Better Business Bureau. https://www.rfgionline.com/
Smyyth LLC – Smyyth Collections LLC, partnered with Leib Solutions LLC, is a commercial collection agency that serves a variety of industries, including commerce, property and casualty insurance, health insurance, healthcare, law firms, and CPAs. It provides basic features like first- and third-party collections, collection letters, and call services, plus more advanced techniques like accounts receivable management and revenue cycle consulting. https://www.smyyth.com/solutions/collection-management/
*Summit Account Resolution – This agency is our pick as the best collection agency for small businesses, and it serves both consumer and commercial collections. It offers an online portal, a skip-tracing department and litigation services. Once you sign up with this agency, you receive an account manager who is available to answer all your questions. https://www.summitcollects.com/
The Kaplan Group – The Kaplan Group is a commercial collection agency that specializes in international, judgment and large-balance claims. It requires a minimum of $1,000 to be collected on and has low contingency rates. It provides advanced collection services, such as background investigations, credit analysis, skip tracing, legal services and payment plans. https://www.kaplancollectionagency.com/
TSI – This agency provides collection services for commercial, education, financial, government, and healthcare industries for both SMBs and enterprises. It provides basic collection services like demand letters, calls, and payment reminders, as well as more advanced services, such as first- and third-party accounts receivable management options and skip tracing. https://www.tsico.com/
TrueAccord –TrueAccord is focused on collecting consumer debt for small businesses. It relies on a mobile-optimized collections system and advanced technology to recover debt for its clients. https://www.trueaccord.com/
Tucker, Albin & Associates – This B2B collection agency has a network of over 500 private investigators and attorneys to help with debt collections across the globe. It uses a tailored approach to collect on commercial debts. http://tuckeralbin.com/
Vengroff Williams Inc. – This agency focuses on four specific collection areas: credit to cash, subrogation, revenue cycle management and collections business process outsourcing. It offers services such as first- and third-party collections, nationwide subrogation management, and claim recovery. https://www.vwinc.com/
VeriCore – This international collection agency focuses on recovery, reporting and remittance. It takes a tailored approach to each collection account, ranging from soft to assertive. https://www.vericore.com/indexS.htm
Verliance Inc. – Verliance Inc. is a BBB-accredited collection agency that focuses primarily on the insurance industry. It offers many advanced collection services like first- and third-party collections, benchmarking data, credit checks, delinquency rate modeling, and asset searches. http://www.verliance.com
Your Collection Solution – This collection agency collects consumer and commercial debts. It has a contingency-based fee structure. Though headquartered in Florida, Your Collection Solution can work to recoup debt in the U.S. and several other countries. The company states its management team has over 30 years of experience in the industry. https://www.ycscollects.com/