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Grow Your Business Finances

The Best Personal Finance Software

The Best Personal Finance Software Credit: Hands catching money image via Shutterstock

Smart financial planning is all about managing and maintaining your wealth. Whether you’ve been balancing your household budget for years or are just starting to get your finances in order, it’s important to have a system in place for keeping track of your money and assets. Knowing exactly where your money is going will help you budget your resources and enable you to reach your financial goals. One of the most efficient and comprehensive ways to manage your hard-earned cash is with personal finance software.

The best personal finance software is easy to use, offers plenty of customer support options, and provides a secure platform for all of your sensitive financial information.

Our sister site, TopTenREVIEWS has done extensive research on personal finance software. Here are the top 3 recommendations for personal finance software:

  1. AceMoney 4.16

AceMoney takes the top seat for its versatility, user-friendly features, and excellent reporting tools. What really makes this software option stand out is its upgrade guarantee. Instead of purchasing new updates whenever they become available, AceMoney customers can choose to pay a one-time software license fee, making upgrading to new software easy and affordable.

Ease of Use: This software option gets top reviews for its simple layout, which makes it easy to search and update all of your financial data.

Security: AceMoney offers scheduled backups of all your data so you can rest assured that your information is up to date and secure. This software also enables you to password protect your sensitive banking and investment information.

Customer Support: AceMoney provides email support for customers needing technical assistance. It also offers a software manual online, as well as web-based tutorials to answer many frequently asked questions and resolve troubleshooting issues.

Cost: To compare costs of this product and others like it, visit TopTenREVIEWS Personal Finance Software Comparisons and Reviews here.


2. Quicken Starter Edition

Quicken earns second place for its easily navigated platform, great banking and reporting tools, and wide range of customer service options.

Ease of Use: Quicken is easy to install and easy to use. Its comprehensive banking sections allows you to manage multiple accounts by synching your Quicken software to the banking and credit institutions that you use.

Security: This software is fully equipped with archiving, backup, and security features. Quicken also offers an online backup option for an additional annual cost, which enables users to store data on Intuit servers for full-fledged security.

Customer Support: Quicken provides online technical chat support, as well as email customer support. Tutorials are also available online to familiarize users with different aspects of this software.

Cost: To compare costs of this product and others like it, visit TopTenREVIEWS Personal Finance Software Comparisons and Reviews here.


3. YNAB 4

You Need A Budget’s (YNAB) personal finance software wins third place for its excellent banking and reporting abilities and great web-based customer support.

Ease of Use: YNAB provides highly navigable software with user-friendly applications and tools. With this software, it’s easy to find what you’re looking for and get a comprehensive picture of your financial situation.

Security: This software provides you with secure backup and restore options, as well as the ability to archive your data. All sensitive financial information can be encrypted and password protected.

Customer Support: YNAB really stands out when it comes to troubleshooting and support options. Along with manuals, FAQs, and video tutorials, YNAB also provides customers with a 10-day, downloadable course in personal finance management as well as live online workshops and classes.

Cost: To compare costs of this product and others like it, visit TopTenREVIEWS Personal Finance Software Comparisons and Reviews here.

Elizabeth Peterson

Elizabeth writes about innovative technologies and business trends. She has traveled throughout the Americas in her roles as student, English teacher, Spanish language interpreter and freelance writer. She graduated with a B.A. in International Affairs from the George Washington University.