The Best Money Management Software
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. CREDIT: Money Image via Shutterstock |
Good money management means keeping track of everything you spend and earn all day, every day. This might seem like a daunting task, but there are plenty of money management software options available that make keeping a minute-to-minute accounting of your money easy.
If you’ve ever dreamed of real financial stability, purchasing the best money software is a great place to start. Good money software should make it easy to keep track of all your different accounts at the same time. It should also provide comprehensive banking and billing features that allow you to import account information from the Internet, as well as excellent reporting features that enable you to see exactly where your hard earned cash is going.
TopTenREVIEWS, our sister site, provides comprehensive reviews of money software. Here are their top 3 recommendations:
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1. Quicken Starter Edition 2013
Quicken wins the gold medal for its user-friendly interface, excellent banking and billing features, and comprehensive reporting tools. With this money software, keeping track of all your expenses is a breeze. It also allows users to export data directly to TurboTax, making tax season much less stressful.
Ease of Use: Quicken Starter Edition is easy to use once it is completely set up. The setup process itself is a bit time consuming. You’ll need to collect all your information and enter it into the system, which may take a few hours, depending on how many accounts you have. Once this process is out of the way, Quicken does the rest of the hard work. So if you’re willing to put in the time at the beginning to reap the rewards of organized finances further down the road, then Quicken’s money software might be a good choice for you.
Banking and Bills: Quicken is a highly organized program that allows you to easily track every singly transaction made on credit cards and check cards. One of the key components of this software is the ability to do all of you banking online through Quicken. It allows you to reconcile all of your accounts electronically, and it even can help you pay your bills, albeit at an additional monthly cost. This software also comes with a budgeting calendar that allows you to see which of your bills are do on a day to day basis.
Reporting: Quicken automatically uploads all of your financial information to its reporting applications, making it simple for you to access an exact report of how you’re spending your money. This software includes many options for reports, charts, and graphs so that you can choose how to view your budget and compare your spending from week to week.
Cost: To compare costs of this product and others like it, visit TopTenREVIEWS Personal Finance Software Comparisons and Reviews here.
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2. AceMoney 4.2
AceMoney comes in second place for its easily set up and easy to use software. Whether you’re new to balancing your budget electronically or you’re a seasoned expert, you’ll find that AceMoney has all the tools and built-in support you need to keep your finances organized.
Ease of Use: AceMoney is simple to use and the setup is easily completed provided you have all your important financial information handy. This software even makes it easy for you to upload your data from a different money software system. So if you’re switching to AceMoney from another program, rest assured that the setup process won’t be headache. The simple layout of this software makes it easy for you to find exactly what you’re looking for quickly.
Banking and Bills: This newest version of AceMoney features improved banking applications, including access to many more banks and credit card companies than previous versions. AceMoney also allows you to electronically reconcile your accounts and will automatically categorize your expenditures, making it easy for you to keep track of your spending.
Reporting: This software includes highly customizable reports, enabling you to see, at a glance, exactly where your money is going every month. These key money management features make it easier for you to make smart choices about improving your household budget.
Cost: To compare costs of this product and others like it, visit TopTenREVIEWS Personal Finance Software Comparisons and Reviews here.
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3. Moneydance
Moneydance software garners good reviews for its impeccably organized format and easy to use features. What really makes this option stand out is its international appeal. With users in over 75 countries, this money software is a good option for those whose finances bridge several nations.
Ease of Use: Moneydance is well designed for easy use. Because of its global appeal, it is also compatible with most operating systems, allowing you to easily upload your financial data.
Banking and Bills: This software option is highly organized with a comprehensive banking application that allows you to reconcile all of your accounts in one program. It also features a convenient budgeting calendar that helps you keep track of what bills must be paid and where all of your money is going every month.
Reporting: Moneydance features excellent reporting tools that allow you to create customized graphs, charts, and reports, making it easy to get a clear picture of where your personal finances stand.
Cost: To compare costs of this product and others like it, visit TopTenREVIEWS Personal Finance Software Comparisons and Reviews here.